As a Certified Financial Planner ™ Practitioner, we understand that there are certain core elements to everyone’s financial plan. These include insurance, will and trusts, retirement, taxes, employee benefits, education, budgets, etc and overlooking any of these can have a major impact on your financial future. We provide a way to evaluate what you are currently doing and see if there are areas that could use improvement. The reality is that most people do a good job planning what they know, but it is the unknown that can cause major problems. We begin with an analysis that you complete online to help focus us on the areas that need the most attention and then work through each area at a pace that works with your schedule and your budget. Unlike traditional comprehensive financial plans with our plans you pay as you progress. This keeps it very manageable and affordable. In the end we hope that you not only are covered, but understand why you need to change your plan. We will work with your existing advisors to implement any recommendations and provide you with a resource to make sure you are not sold something that you do not need. On our resource page you will find some handy tools like a budget template and a risk tolerance questionnaire. We also have a comprehensive fact finder to assist us as you move to more complex planning. But we believe that it is best to start with the basics and then more to the complicated.
Many people don’t know where to start when it comes to financial planning. Below are just a few different situations that might be similar to yours. We are able to address these situations then give you further information to help you in the future. Helpful worksheets and forms are also available to download as you begin planning for your financial future.
This is a great starting point. You don’t build a house without plans and you cannot expect to build a future without planning either. I have created a Financial Evaluation designed to assist you in answering these questions. Based on your answers we will prioritize the steps you need to take to create your own custom financial plan. From this meeting you will be able to see how much work will be necessary to get your finances in order. In the long run you should save much more than the cost of the plan. Our goal is to work with you to create and achieve your goals. To get started, please complete the forms below and call us at (919) 341-0277.
New Client Packet
It is not what you know that causes problems, it is what you do not know. Because of our experience we are able to review your unique circumstances and identify areas that may have just been missed. Most often they are:
• Wills
• Power of Attorney
• Health Care Directives
• Beneficiaries |
• Insurance
• Inflation
• Emergency Account |
Failure to address any of these could have a significant impact on your financial future. During our consultation we will examine all of these and the impact each may have on your financial success.
To get started, please complete the forms below and call us at (919) 341-0277.
New Client Packet
Our goal is not to get you to change brokers or insurance agents, but to educate you to work better with them. We provide unbiased analysis and research to help you better communicate with your professionals. We provide:
• Review of your risk tolerance
• Review of your investment objectives
• Review of your current investments
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• Analysis of how your risk tolerance and objectives are matched
• Analysis of current Insurance needs
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What you receive with this consultation is a clear, experienced, unbiased second opinion of the advice you have received. Because we are not selling you a commissioned financial product, you can be confident that we are looking out for your best interest. To make our first consultation efficient, complete the risk profile below and fax it with copies of your investment statements and insurance declaration pages one week prior to our meeting. (919) 573-9662
New Client Packet
With NASA there is a checklist to launch. The same is true with making sure you are ready for retirement. Questions like how much is enough and how long will I live paralyze people and keep them from achieving their goal of retirement. During our consultation we will address issues like:
• Income Asset Allocation
• Retirement Options
• Social Security
• Medicare
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• Insurance
• Long Term Care
• Debt
• Gifting
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The goal for this consultation is to make you comfortable with the lifestyle that you desire for retirement. It is an honest and frank consultation because there are not any do over’s once you make this decision. Because we are only providing guidance, we can be objective and discuss the pros and cons of the numerous financial products designed for retirees. To get started, please complete the forms below and call us at (919) 341-0277.
New Client Packet
Life is full of changes . How we deal with these changes have a significant impact on our lives. If you are looking for someone to discuss your specific situation please give us a call. The forms below will help up help you come up with a plan specifically designed for you and your needs.
New Client Packet
We accumulate lots of stuff, and often we realize too late that we have not taken adequate steps to protect our assets. In this consultation we discuss what should be insured and what should not. It is a practical overview of how to get the most out of your insurance. Policies reviewed include:
• Homeowners
• Life
• Auto
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• Health
• Umbrella
• Disability
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• Group Benefits
• Long Term Care
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After reviewing your needs you should have a better understanding of how and why you purchase each insurance. We also work with you to see if you are getting a fair price for your current insurance. The following forms will help you get started.
New Client Packet
