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	<title>Fee Only Planning</title>
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	<link>http://www.feeonlyplanningnc.com</link>
	<description>Sound Advice at a Reasonable Price</description>
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		<title>It is just not right!</title>
		<link>http://www.feeonlyplanningnc.com/2012/02/06/it-is-just-not-right/</link>
		<comments>http://www.feeonlyplanningnc.com/2012/02/06/it-is-just-not-right/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 18:56:56 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=176</guid>
		<description><![CDATA[This past weekend I took my family to the movies. Now it has been quite a time since we have all gone together and seen a first run movie. To make matters worse we usually go the local theater near &#8230; <a href="http://www.feeonlyplanningnc.com/2012/02/06/it-is-just-not-right/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Party</title>
		<link>http://www.feeonlyplanningnc.com/2012/01/17/the-party-2/</link>
		<comments>http://www.feeonlyplanningnc.com/2012/01/17/the-party-2/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:32:02 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=170</guid>
		<description><![CDATA[Last week I hosted a party to formally launch Fee Only Planning NC. I would like to share some of what I learned and apply it to life. I love to cook and have people over to our house. I &#8230; <a href="http://www.feeonlyplanningnc.com/2012/01/17/the-party-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Resolution vs. Commitment</title>
		<link>http://www.feeonlyplanningnc.com/2012/01/02/resolution-vs-commitment/</link>
		<comments>http://www.feeonlyplanningnc.com/2012/01/02/resolution-vs-commitment/#comments</comments>
		<pubDate>Mon, 02 Jan 2012 16:59:37 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=155</guid>
		<description><![CDATA[Happy New Year I hope that 2012 is a wonderful year for everyone. As I was reflecting on the past year and listening to the commentators on the TV talk about their “New Year’s Resolutions” I began to think that &#8230; <a href="http://www.feeonlyplanningnc.com/2012/01/02/resolution-vs-commitment/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Changes in Retirement</title>
		<link>http://www.feeonlyplanningnc.com/2011/12/13/changes-in-retirement/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/12/13/changes-in-retirement/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 15:15:13 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=154</guid>
		<description><![CDATA[I was reading an article in Investment Advisor magazine about the changes in retirement attitudes and thought it worthy of passing along. For many years I worked as a retirement plan specialist and saw great growth of the retirement planning &#8230; <a href="http://www.feeonlyplanningnc.com/2011/12/13/changes-in-retirement/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Comeback</title>
		<link>http://www.feeonlyplanningnc.com/2011/11/29/the-comeback/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/11/29/the-comeback/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 18:27:38 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=152</guid>
		<description><![CDATA[This last Saturday I was watching the NC State Maryland football game. As a Wolfpack fan the first half was miserable. Turnovers and a defense that could not stop anything looked to be the theme for the game. With the &#8230; <a href="http://www.feeonlyplanningnc.com/2011/11/29/the-comeback/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Dentist Appointment</title>
		<link>http://www.feeonlyplanningnc.com/2011/11/15/the-dentist-appointment/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/11/15/the-dentist-appointment/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 15:07:00 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=151</guid>
		<description><![CDATA[This morning I was having breakfast with several men at my church and someone asked me what I do for a living. I told him I was an hourly only financial planner. Based on the look on his face I &#8230; <a href="http://www.feeonlyplanningnc.com/2011/11/15/the-dentist-appointment/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Life is too long to plan poorly for Retirement!</title>
		<link>http://www.feeonlyplanningnc.com/2011/11/14/life-is-too-long-to-plan-poorly-for-retirement/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/11/14/life-is-too-long-to-plan-poorly-for-retirement/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 18:45:15 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=149</guid>
		<description><![CDATA[The fact is that people are living much longer to day then they were 20 years ago. This creates additional importance on how much you save for retirement and the decisions you make on the specific investments to grow your &#8230; <a href="http://www.feeonlyplanningnc.com/2011/11/14/life-is-too-long-to-plan-poorly-for-retirement/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to build a better portfolio</title>
		<link>http://www.feeonlyplanningnc.com/2011/10/20/how-to-build-a-better-portfolio-2/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/10/20/how-to-build-a-better-portfolio-2/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 17:37:23 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=146</guid>
		<description><![CDATA[You want the most return for your money? You don’t want to see it all disappear in one day. How do you balance the need for return with the risk associated with your goals? This is done through the implementation &#8230; <a href="http://www.feeonlyplanningnc.com/2011/10/20/how-to-build-a-better-portfolio-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Problem Solved</title>
		<link>http://www.feeonlyplanningnc.com/2011/08/30/problem-solved/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/08/30/problem-solved/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 14:38:07 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=139</guid>
		<description><![CDATA[Well with all the hoopla about the debt ceiling and the potential collapse of the world. It is comforting to know that our leaders in Washington can come together and create a Public Relations event that helps them get reelected. &#8230; <a href="http://www.feeonlyplanningnc.com/2011/08/30/problem-solved/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Press Release</title>
		<link>http://www.feeonlyplanningnc.com/2011/08/30/press-release/</link>
		<comments>http://www.feeonlyplanningnc.com/2011/08/30/press-release/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 14:35:52 +0000</pubDate>
		<dc:creator>Steve Gaito, CFP</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Affordable]]></category>
		<category><![CDATA[Certified]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[hourly]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[unbiased]]></category>

		<guid isPermaLink="false">http://www.feeonlyplanningnc.com/?p=138</guid>
		<description><![CDATA[Hourly Only Financial Planning comes to Raleigh. Providing clients with Sound Advice at a Reasonable Price Raleigh,NC August 3, 2011 Fee Only Planning NC, LLC has opened to offer clients hourly only financial planning. Our hourly financial planning provides competent, &#8230; <a href="http://www.feeonlyplanningnc.com/2011/08/30/press-release/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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