Getting sound advice to guide your decisions about your investments is difficult. There are two basic problems. The first is too much information such as the information that is available on the web. The second is a third party that has a vested interest in you choosing what they provide. These may be a broker, insurance agent, or a retirement plan counselor. While all are important in delivery of your investments they all bring different bias to the table that may not be in your best interest.

At Fee Only Planning NC, we help clients evaluate their options for all their investments and provide them with necessary feedback to make wise educated decisions. Since we do not sell any investment products we only provide analysis of the options and help clients understand which options are best for them. We will also monitor on a basis that clients decide the portfolio for critical changes. Depending on the frequency and size of investment choices this service and be as little as $25 to as much as $1500 per month depending on the scope of the evaluation.

A specific challenge is employer sponsored retirement plans (401(k) 403(b) and 457 plans). These often have limited choices and little service or service that is designed to sell other products. We can evaluate all of the choices in your plan and create an efficient portfolio based on the limited choices. These are often not as efficient as ones that can be built outside of the retirement plans, but if you have only limited choices you need to make the most out of them. We will update the allocation on a monthly basis and e-mail you the changes you need to make. You save a considerable amount of money by just calling or rebalancing your portfolio yourself. Most times this is a simple phone call.

The last component is we maintain a database of every investment of clients to monitor so that if there is a negative change to the company that is managing your account such as a manager change, poor performance, style drift, or just plain negative news about the company we will be able to notify you via e-mail so that you are aware and can make any change needed.

Our investment monitoring program is designed to provide our clients with the resources to make wise decisions about their investments. We desire to educate and provide as much information so that you will feel comfortable knowing that you understand and can implement your own strategy and in the process save some money.
If you would like more details please feel free to send us an e-mail info@feeonlyplanningnc.com or give us a call in the office (919) 341-0277

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